How to Write a Letter Asking for Money From Family
Money is one of the nearly difficult topics to deal with whether it is amid family unit members, friends or strangers.
If you find yourself in a position of request for money, there are some ways to increase your chances of getting it.
good kickoff
Writing a letter is a practiced start because it is a chip formal and courteous, so y'all don't appear like yous are beingness casual well-nigh the money.
The aim of this article is about receiving coin for personal reasons or for a charitable crusade. Banks and lending associations await to be asked for coin, merely friends and family don't.
This is why you need to give them the same courtesies you would give a banking concern. This includes a clear reason yous need the money, a plan for repaying it and offering time for them to consider your request.
Make A Program
Before you start writing your letter of the alphabet, you should make a programme. The programme should include the amount you desire to ask for and an amount y'all will accept.
For case, if you ask for $thousand and are offered $800, will yous politely decline or take information technology with gratitude?
For a personal asking, the programme should too include a means to repay the money. Unless the person specifically says it is a souvenir, you lot must consider a repayment programme. For example, your grandmother may say it'south a gift, but your begetter may say he expects to exist paid back.
Your programme should too include an escape route for the lender. If he or she is not in a position to lend you coin, they may hesitate. At that point you can say if it's not possible at this time, don't worry, information technology'south not a problem.
If you don't know the lender very well, they may agree to give the money at an unacceptable rate of interest. At this point, you lot demand to have an exit strategy.
Choose The Right Person
Borrowing money from a friend or family unit member can strain even the closest relationship. You want to avoid this at all costs. Obviously, you lot shouldn't ask someone who is also in financial trouble.
You may also want to avoid someone who has given you coin in the past that you lot didn't repay.
If y'all did repay a previous loan, and you take a good repayment program and put it in writing east.1000. in the letter asking for money, a person who gave you coin in the past may be a expert option.
Start The Letter Asking For Money
The alphabetic character should include:
• The exact amount you lot want to infringe
• The reason y'all need financial help and what you lot will spend it on
• Your plan for repayment including a time frame
• An offer of paying involvement
Here is a sample personal request for money from a family member:
sample personal request for money from a family unit member
DATE
Proper name of Uncle
Address of Uncle
City, Land, Zero Code
Dear Uncle Tobias:
I haven't seen you since last Thanksgiving and I promise you and Aunt Jane are safe and well. This letter is a formal request for a loan of $k to help pay the expenses of back-to-school for Mary and Luke.
They are inbound fifth and seventh grades respectively and demand new shoes, school supplies and laptops, and I have to pay fees for sports participation for Luke and pottery course for Mary.
Unremarkably, I would be able to afford these things, but I had to pay a percent of my cancer handling, which depleted my savings. Thankfully, I am cancer-free now.
I first back to work next month and will brainstorm to receive my full paycheck. One time that starts, I can repay you $200 per month for v months and whatever interest you crave.
Give thanks you lot for considering my situation, and if it isn't a practiced time for you to lend money, don't worry, things will work out. Give my love to Aunt Jane.
Your loving niece,
Susan
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